10 best OSAGO insurance companies in Moscow

 
  Name
  Rating
  Nomination
1 Yugoria 3.42
High level of service
2 Agreement 3.14
Convenient site
3 Zetta Insurance 3.00
The choice of car owners
4 Renaissance Insurance 2.77
Best Mobile App
5 VSK Insurance House 2.62
Fast settlement of insured events
6 Ingosstrakh 2.55
Reliable and stable company
7 SOGAZ 2.49
Payout Guarantee
8 AlphaInsurance 2.48
Low prices. Most Popular Organization
9 RESO-Garantia 2.41
Huge client base. Offices in all areas of the city
10 Rosgosstrakh 2.22
Stable company with a century of history

When choosing an auto insurance company, first of all, pay attention to its reliability. It is important that the insurer is able to fulfill its obligations at any time. The efficiency of fulfilling the conditions should also be taken into account, because few people are ready to wait months for the due payments. There are hundreds of firms on the Moscow market that consider themselves the best. We have identified the ten most reliable, worthy and financially stable companies with licenses. When compiling the rating, the estimates of specialized agencies and their forecasts were taken into account. Feedback from car owners helped identify organizations with the highest payout guarantees.

Top 10. Rosgosstrakh

Rating (2022): 2.22
Accounted for 5035 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Stable company with a century of history

Rosgosstrakh has existed on the insurance market for almost a hundred years and during this time has managed to develop algorithms for actions in all areas.This guarantees stable and professional work in solving any even non-standard situations.

  • Website: rgs.ru
  • Phone number: +7 (495) 518-96-24
  • Address: Moscow, st. Kyiv, 7
  • Working hours: Mon-Fri 09:00–20:00; Sat 10:00–17:00
  • Founded: 1921
  • Number of branches: 44
  • Expert RA rating: ruAA
  • Payout Rate: 64%
  • Claims percentage: 0.82%
  • On the map

The RA expert calls Rosgosstrakh the best company in terms of insurance reserves, assets and premiums, which confirms its stability. The National Rating Agency agrees with the conclusions, giving a rating of ruAA for many years in a row. The organization insures under OSAGO, CASCO, offering a huge number of additional options. For example, you can count on the restoration of body parts and glass without a certificate from the traffic police. There is insurance for the cost of evacuation from the scene of an accident. The reviews write about the long wait for payments, but in the end the money is still transferred. However, the amount does not always correspond to the actual damage. They also talk about the need to collect multiple papers after an insured event.

Pros and cons
  • Nearly a century of experience
  • Excellent compensation statistics
  • Employees quickly and efficiently carry out any type of insurance
  • Customer support hotline 24/7
  • Lots of useful additional options
  • Small refunds
  • You will have to wait a long time for the indicated amount
  • Not the friendliest service in some offices
  • Technical problems on the service

Top 9. RESO-Garantia

Rating (2022): 2.41
Accounted for 4203 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Zoon, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Huge customer base

RESO-Garantia's client base includes millions of individuals and legal entities.The firm is proud to partner with Allianz, Sirius, Lloyd's and SCOR.

Offices in all areas of the city

RESO-Garantia significantly outstrips other companies in terms of the number of offices. Due to this, you can get to the nearest branch quite quickly.

  • Website: reso.ru
  • Phone number: +7 (495) 730-30-00
  • Address: Moscow, Nagorny Ave., 6
  • Opening hours: Tue 08:30–17:00; Wed, Thu 12:00–20:30; Fri 08:30–17:00; Sat 09:00–16:30
  • Founded: 1991
  • Number of branches: 218
  • Expert RA rating: ruAA+
  • Payout Rate: 49%
  • Claims percentage: 0.29%
  • On the map

RESO-Garantia appeared in Moscow in 1991, having grown to hundreds of branches and thousands of employees. The company is proud of its client base of millions of individuals and legal entities. Priority areas are auto insurance and property protection. The company monitors the quality of service, trying to provide a professional service. You can issue an OSAGO or CASCO here very quickly, both in one of the offices and through the website. Failures and errors are extremely rare. However, clients complain that the organization often underestimates the amount of compensation and stretches the deadlines for fulfilling obligations as much as possible.

Pros and cons
  • E-OSAGO can be issued in five minutes
  • Offices within walking distance throughout the city
  • The staff is courteous and friendly
  • Acceptable prices
  • Priority activity — auto insurance
  • Low compensation
  • Delayed with refunds

Top 8. AlphaInsurance

Rating (2022): 2.48
Accounted for 7927 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Zoon, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Low prices

The company offers favorable insurance conditions: low prices for policies and individual discounts. In addition, the application has a bonus program "AlfaPOINTS", with which you can save even more.

Most Popular Organization

We have collected almost 8,000 reviews on the work of AlfaStrakhovanie branches. The company is so popular largely due to low prices, discounts and fast service.

  • Site: alfastrah.ru
  • Phone number: +7 (495) 788-09-99
  • Address: Moscow, st. Shabolovka, 31B
  • Working hours: Mon-Fri 09:00–18:00
  • Founded: 1992
  • Number of branches: 79
  • Expert RA rating: ruAA+
  • Payout Rate: 41%
  • Claims percentage: 0.11%
  • On the map

Having appeared in 1992, AlfaStrakhovanie has become one of the largest providers of policies for private traders and corporate clients. It has a huge network of representative offices in Moscow, boasting millions of purchased services annually. The company shows stable growth at all times, including the crisis. It pleases with low prices, discounts and a profitable bonus program. However, customer reviews vary greatly. Claims relate to the underestimation of payments for damages, prolonged periods. Many are annoyed by the work of the support service: it is almost impossible to get through, plus they constantly switch between specialists, which can cause the waiting time to stretch for 30-40 minutes.

Pros and cons
  • Lots of offices around the city
  • Favorable insurance conditions: low prices, discounts, "AlfaPOINTS"
  • In the application for smartphones, you can not only order a policy, but also instantly send all the data about the accident
  • Employees in the branches will quickly complete all the documents
  • Over 200 insurance products for individuals and companies
  • Website crashes
  • Weak support service - constantly switching between specialists
  • Not in a hurry to resolve issues after an accident
  • Incomplete damage compensation

Top 7. SOGAZ

Rating (2022): 2.49
Accounted for 1919 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, 2GIS
Payout Guarantee

SOGAZ has the best performance in the rating in terms of the ratio of the level of payments and lawsuits. In addition, the Agency of the Republic of Armenia assigned the organization the maximum level of reliability - ruAAA.

  • Website: sogaz.ru
  • Phone number: +7 (495) 234-44-24
  • Address: Moscow, st. Dobroslobodskaya, 19
  • Working hours: Mon-Fri 09:00–18:00
  • Founded: 1993
  • Number of branches: 11
  • Rating "Expert RA": ruAAA
  • Payout Rate: 68%
  • Claims percentage: 0.03%
  • On the map

SOGAZ ranks first in the list of the largest insurance companies in Russia. The organization is actively engaged in sponsorship and investment, which increases its reliability. The range of services cannot be compared with the choice of competitors, but everything you need is there (OSAGO, CASCO). Agency Expert RA has rated ruAAA, confirming stable financial growth. However, SOGAZ values ​​corporate clients and large orders more. Legal entities enjoy special programs and attitudes from the staff. Private clients are served slowly, trying to refuse cheap OSAGO and slowly making decisions on insured events.

Pros and cons
  • The best statistics on all counts
  • Leader in the list of the largest insurance companies in Russia
  • The accrued amount covers all damage
  • Profitable programs for corporate clients
  • Adequate prices for services
  • Inconvenient work schedule
  • Reluctant and slow to resolve issues, especially when it comes to transferring insurance funds
  • Long lines

Top 6. Ingosstrakh

Rating (2022): 2.55
Accounted for 3474 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Zoon, Banki.ru, Sravni.ru, vbr.ru, 2GIS
Reliable and stable company

The Expert RA agency assigned Ingosstrakh the maximum level of reliability - ruAAA. This indicates the financial stability and well-being of the company, so you should not worry about its bankruptcy or refusal to pay.

  • Website: ingos.ru
  • Phone number: +7 (495) 956-55-55
  • Address: Moscow, st. Rochdelskaya, 15, building 35
  • Working hours: Mon-Fri 09:00–20:00
  • Founded: 1947
  • Number of branches: 21
  • Rating "Expert RA": ruAAA
  • Payout Rate: 48%
  • Claims percentage: 0.15%
  • On the map

Ingosstrakh is one of the most developed companies in Russia and is included in the Top 10 insurers, according to many agencies. It is called backbone, since it is it that affects the cost of policies. The Expert RA agency assigned the highest rating to Ingosstrakh - ruAAA. The company has been working with various types of insurance for more than 70 years, including OSAGO and CASCO. This is a big plus, because during this time the organization has perfected the algorithms of actions, so even in an unusual situation you can count on help. However, the timing of refunds is often obscenely delayed, and it is almost impossible to make changes to the current document due to errors in the service and strange requirements of the company.

Pros and cons
  • The maximum level of reliability is the guarantor of financial stability
  • Polite and competent staff
  • Modern offices
  • Many years of experience: perfect algorithms of actions, prompt solution of non-standard situations
  • They offer really useful additional services: DSAGO, Autoprotection, Maintenance Guarantee
  • Making changes to the policy, you have to spend a lot of time and nerves
  • Sometimes obscenely stretch the deadlines for the fulfillment of obligations
  • There are technical problems when ordering E-OSAGO

Top 5. VSK Insurance House

Rating (2022): 2.62
Accounted for 6221 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, 2GIS
Fast settlement of insured events

Employees of the VSK Insurance House will review your appeal and make a decision within five days. This is really fast, as most organizations drag this out for a week or more.

  • Website: vsk.ru
  • Phone number: +7 (495) 727-44-44
  • Address: Moscow, st. Ostrovnaya, 4
  • Working hours: Mon - Thu: 09:00 - 18:00, Fri: 09:00 - 16:45
  • Founded: 1992
  • Number of branches: 62
  • Expert RA rating: ruAA
  • Payout Rate: 41%
  • Claims percentage: 1.34%
  • On the map

In "Insurance House VSK" they quickly make decisions on insured events. In five days you will be offered either monetary compensation or repair in a car repair shop. In both cases, you will be satisfied: the company does not underestimate the amount of compensation, and the service station qualitatively eliminates the damage. The level of service is also pleasing - employees in branches quickly and politely serve customers, help with solving non-standard situations. However, judging by the reviews, not all branches have such an order and in some you may encounter an unfriendly and even boorish attitude. Of the unpleasant, they also note that it is impossible to terminate the OSAGO agreement or change the data remotely and you need to personally go to the office.

Pros and cons
  • Branches throughout the city
  • Excellent service: polite competent staff, fast processing
  • Operational consultations by phone and mail
  • Do not postpone the decision of issues indefinitely
  • Compensation corresponds to actual damage
  • It is impossible to remotely terminate the OSAGO agreement or change the data in the policy
  • Not all offices provide top notch service.

Top 4. Renaissance Insurance

Rating (2022): 2.77
Accounted for 4025 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Best Mobile App

With the Renaissance.Auto application, CASCO and OSAGO policies will always be at your fingertips. Through it, you can file an accident report in a few clicks and monitor the status of the case without a personal visit to the office.

  • Website: www.renins.ru
  • Phone number: +7 (905) 713-93-93
  • Address: Moscow, Derbenevskaya nab., 7, building 22
  • Working hours: Mon-Fri 09:30–18:30
  • Founded: 1997
  • Number of branches: 11
  • Expert RA rating: ruAA-
  • Payout Rate: 52%
  • Claims percentage: 0.20%
  • On the map

Renaissance Insurance is one of the top three leaders in the region in terms of the number of clients, and this is not surprising. The company pleases with stability and reliability, offers modern service and quality services. You can file a claim after an accident through a convenient mobile application. You can also use it to manage your insurance and choose the best deals. The company is guaranteed to reimburse the losses, however, the amount paid may not cover all costs. If you are assigned a repair, then you can count on high-quality restoration of the car. Judging by the reviews, the level of service is lame here - some employees allow themselves to be rude to customers.

Pros and cons
  • Safe driving discounts
  • Modern application
  • Quality auto repair after an accident
  • One of the top three leaders in the region in terms of the number of customers
  • Satisfy most requests
  • Pulling with repairs and compensation
  • Do not take into account some of the damage
  • Not always friendly and helpful service
  • Due to incorrect operation of the site, it is impossible to make changes to the policy

Top 3. Zetta Insurance

Rating (2022): 3.00
Accounted for 1673 feedback from resources: Yandex.Maps, Otzovik, Banki.ru, Sravni.ru, vbr.ru
The choice of car owners

In the national rating on the Banki.ru service, the company ranks first and is rightfully considered one of the best for auto insurance. Pleases with adequate tariffs, timely and decent payments, high-quality repairs in the service station.

  • Site: zettains.ru
  • Phone number: +7 (495) 727-07-07
  • Address: Moscow, Bagrationovsky proezd, 7, bldg. eleven
  • Working hours: Mon-Thu 09:00–19:00; Fri 09:00–18:00; Sat 10:00–17:00
  • Founded: 1993
  • Number of branches: 10
  • Expert RA rating: ruA+
  • Payout Rate: 39%
  • Claims percentage: 1.55%
  • On the map

"Zetta Insurance" is popular with car owners. Here you can profitably arrange OSAGO and CASCO, as well as any other insurance. The procedure will not take much time, and the experts will tell you about all the subtleties and nuances. Clients are generally satisfied with the company's activities: the amount of compensation here almost always corresponds to the actual damage, they accrue money quickly enough, but if they offer repairs, then the service stations quickly and efficiently cope with their task. Unfortunately, many complain that it is not so easy to purchase E-OSAGO: the service often gives errors.Also, the organization may refuse the policy for unknown reasons.

Pros and cons
  • Favorable offers for OSAGO and CASCO
  • Office setup takes a little time.
  • Almost always the amount of compensation corresponds to the actual damage
  • Service stations provide high-quality restoration of cars after an accident
  • Fast service, competent and polite staff
  • Constant errors on the site: when calculating the price, paying, checking scans
  • For unknown reasons, they may refuse to issue a policy

Top 2. Agreement

Rating (2022): 3.14
Accounted for 2447 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Convenient site

On the Consent service, you can easily calculate the cost of OSAGO, issue or extend the policy. Technical problems are rare.

  • Website: soglasie.ru
  • Phone number: +7 (495) 739-01-01
  • Address: Moscow, 2nd Yuzhnoportovy pr., 18, building 9
  • Working hours: Mon-Fri 09:00–19:00
  • Founded: 1993
  • Number of branches: 40
  • Expert RA rating: ruA-
  • Payout Rate: 56%
  • Claims percentage: 2.20%
  • On the map

The company "Consent" offers modern service and high quality service. You don’t have to go to the office to apply for OSAGO or CASCO - everything can be done without any problems through your personal account on the site. Failures and errors happen here extremely rarely and this is a big plus. Through a special form it is easy to ask a question to the support service. The answer will come within an hour. If you contact the branch, you can also count on fast service. The terms of payments are also impressive - the company tries to do everything as quickly as possible. However, the amount of compensation is a separate issue.Many complain that the amount is often below the actual damage and does not cover the cost of repairs.

Pros and cons
  • Fast office service
  • Competent and prompt support service - electronic requests are processed within an hour
  • Comply with deadlines
  • No problems with registration of E-OSAGO
  • Reasonable prices, discounts
  • They try to minimize the damage to themselves and underestimate the amount of compensation
  • Not all employees are equally polite and competent - depends on the office

Top 1. Yugoria

Rating (2022): 3.42
Accounted for 2590 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru
High level of service

Employees of "Ugoria" will quickly and efficiently draw up documents and tell you about all the nuances. 24/7 support service will help you solve the issue in a critical situation.

  • Site: ugsk.ru
  • Phone number: +7 (495) 970-10-70
  • Address: Moscow, st. Butyrsky Val, 68/70, building 7
  • Working hours: Mon 08:00–18:00; Tue-Fri 09:00–18:00
  • Founded: 1997
  • Number of branches: 16
  • Expert RA rating: ruA
  • Payout Rate: 46%
  • Claims percentage: 0.36%
  • On the map

The best company in Moscow at the moment. In comparison with other insurance companies, it wins on many points: they quickly accept documents and quickly draw up policies, offer personal discounts, and provide round-the-clock support. Ugoria even conducts an on-site inspection within three days, and according to CASCO, a referral is issued just two days after the inspection, which is especially important for commercial vehicles. Unfortunately, the organization is in no hurry to pay money or make repairs after an accident, and this is a huge minus.However, the amount of compensation pleases, as it fully covers the losses. Also, clients complain about the inconvenient work schedule, which is why they have to take time off to get to the office.

Pros and cons
  • Specializes in auto insurance, which speaks of proven action algorithms
  • Prompt acceptance of documents and fast service
  • Low prices, personal discounts
  • Competent 24/7 hotline support
  • Good payout to lawsuit ratio
  • Inconvenient work schedule
  • Sometimes there are very long deadlines
  • Errors when ordering E-OSAGO
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Attention! The above information is not a buying guide. For any advice, you should contact the experts!

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