Top 10 Property Insurance Companies

The company is only in 2014, but given that it is a subsidiary of the largest bank in the country - Sberbank, it can rightfully be considered the most stable in the current economy. Sberbank occupies one of the key positions in the insurance segment. You can conclude an agreement in any of the branches of the country, as well as online. The reliability indicators of the company are growing every year. Experts upgraded her rating to ruAA+. The company provides services in a universal format, it has more than 90 insurance products. The total number of customers reaches 3.5 million people. As an insured property in Sberbank, you can register a house, an apartment, a credit card, protection of equipment, or, for example, a one-time offer of property insurance for the summer. According to reviews, customers have no complaints about the insurance products themselves, but employees are poorly informed about the nuances of the contract. For example, about the exact terms of work with documents or limits.

The company is part of the SOGAZ insurance group, recognized as the largest in the Russian market. It is a backbone company and is among the top 10 JVs in terms of collections. Real estate contracts, including mortgages for apartments and houses, make up the lion's share of the portfolio, so among the policies you can choose not only standard programs, but also interesting offers, for example, short-term property insurance during the holidays for a period of 7 days or more. Among the advantages of the insurer's clients is a convenient online service, the speed of work of managers and high stable reliability, confirmed by numerous analytical agencies. However, there is also a minus - some will find out about the increase in the sum insured after the accrual of the debt.

The company acts as a universal insurer. In terms of insurance premiums and payments, it has one of the leading indicators in the country. The company opened 251 branches throughout Russia. Ingosstrakh also operates globally: the policy covers 130 countries. Out-of-town real estate plays a key role in property insurance services. Main products: apartment, house, summer house, neighbor liability insurance. Ingosstrakh conducts joint insurance for the Central and Eastern Districts together with the Moscow government. On the site, you can issue any package of services, as well as extend the one that is already there. Alas, there are many negative reviews that indicate problems with technical errors or amounts in contracts. But it is worth noting that the company promptly responds to each request and solves the problem.

The insurer is one of the 20 leaders in property insurance.He enjoys high customer loyalty, which secured him the 5th place in the national rating. Negative ratings are received in most cases from those who cancel transactions within the legal 14 days - employees do not always respond promptly. The main office is located in Novosibirsk, therefore, in the case of sending documents by mail, the waiting time for answers increases significantly. Despite this, more than 1.5 million clients from 200 cities have used the services of the insurance company over the past 6 years. They choose the company, among other things, because of the reliability of reinsurance provided by domestic and foreign partners - more than 80% of premiums fall on the ruAA class and above.

RESO-Garantia has existed for over 30 years. There are its offices in every region of Russia. It is considered universal - it has a license for more than 100 types of insurance services. Three rating agencies have assigned the firm a stable reliability score.The UK has its own insurance school, and each branch has a business coach. The organization's management processes comply with international standards and are confirmed by the ISO 9001-2015 certificate. The main areas of activity: auto insurance (OSAGO, CASCO, DGO), mortgage insurance, medical, property insurance of individuals, legal entities, etc. The company launched an electronic queue, but some visitors are dissatisfied with its organization.

The company is a significant player in the Russian insurance market. In 2013, the well-known entrepreneur Oleg Tinkov bought the company, before that it was mainly engaged in aviation insurance and belonged to Aeroflot. The businessman created on the basis of assets the most progressive and risky model of direct insurance at that time, in which all sales and dispute resolution take place online. Every year the number of clients increased and today the net profit of the insurer is more than 670,436 thousand rubles.Property contracts are an important part of the insurance portfolio. Transactions are carried out promptly: they are concluded without inspecting the property, and the policy is sent by e-mail.

In 2018, Zeta Insurance celebrated its 25th anniversary. Today, the insurer's offices and more than 5,000 agents work in 150 locations in Russia. The company has a high ruA+ stability rating. Insurers provide a wide range of services (more than 90 programs), including mortgage insurance, property insurance against fire, flood, explosion, natural disaster or intentional damage. It is also possible to insure your civil liability: insurers will cover losses if, for example, you flood your neighbors. The company's clients praise polite and competent agents, quick action in the event of an insured event, but believe that the company's offices in some cities are not enough.

Renaissance Insurance has been on the market for over 20 years and is one of the 10 largest insurers in Russia. The volume of authorized capital (4.4 billion rubles) and insurance reserves (more than 15.7 billion rubles) testify to the financial stability of the company. Reliable Russian and international reinsurance partners also inspire confidence. Among the most famous clients are Panasonic, Reebok, Sony, etc. The company has licenses for various types of insurance services, including property insurance - apartments, houses, land, water and air transport, etc. You can conclude an agreement online by calculating a convenient website insurance option. Clients praise the efficient work of agents, fulfillment of obligations and fast payouts, but they call spam advertising.

Cardiff is a subsidiary of a French insurance company, which is part of the world's largest financial groups. In Russia, SK has gained a leading position in the market, thanks to close cooperation with banks and household appliances stores. It offers programs for real estate, movable property and various small electrical appliances. The company provides GAP-insurance for cars. In case of an insured event, customers receive the amount of the real market value, which was at the time of purchase of the vehicle. Life and health insurance remains the main focus. Judging by the reviews, the call center employees are quite competent and very polite, but sometimes a little intrusive.

Sogaz is a large Russian insurance company founded in 1993 to serve Gazprom employees. But today it is a universal insurer present in almost all regions of Russia. The stability of the company is confirmed by federal and international rating agencies. The company serves private clients, but cooperation with large enterprises is a priority. The company offers to conclude a single contract for insurance of all property in the shortest possible time. Sogaz primarily insures spacecraft launches and property of cosmodromes, fleets of federal-level enterprises, equipment for nuclear power plants, concluding transactions worth billions of rubles.