Top 10 Banks for a Checking Account

The Ural Bank for Reconstruction and Development is an institution capable of providing high-quality settlement and cash services to those who can understand the tariffs and service packages. The bank has six different tariffs for beginners and experienced entrepreneurs. You can choose as a completely free Promo, but pay 99 rubles for each payment to another bank. or the Premium class tariff, where payments are free, but the service itself costs up to 42,990 rubles. in year. There are also medium-priced options, for example, Promo-Light, where payments are 0 rubles, and a service fee of 2% of the receipts to the account is charged. In general, there are plenty to choose from.

You can open a current account with UBRD both at the office and by inviting an on-site manager.Each tariff is accompanied by a business card with a cashback, in some you will have to pay 590 rubles for it. Naturally, a secure online banking and a mobile application are provided. Round-the-clock support works, profitable offers from bank partners regularly appear.

Sovcombank is a bank that offers quite profitable cash and settlement services programs for both beginners and already experienced businessmen. There are four tariffs for small and medium-sized businesses with service prices from 0 to 2990 rubles per month. There are also three tariffs for large corporate clients, the account maintenance upon connection of which will cost from 1150 to 1800 rubles.

On all tariffs for small and medium-sized businesses, round-the-clock non-cash payments are available, free transfers from an IP account to a personal account of at least 100,000 rubles. per month (on expensive tariffs this amount is higher). In addition, it is possible to connect profitable merchant and Internet acquiring, as well as Sovcompay - acquiring through a personal phone, which allows you to save on the purchase or rental of equipment.

Promsvyazbank is one of the largest banks in the country, consistently ranking high in user ratings with reviews. In total, Promsvyazbank IP and LLC can open cash settlement services at six different tariffs for settlement and cash services. All of them provide an opportunity to use banking services with certain benefits.Such diversity can make this bank one of the most versatile for clients with different business sizes and financial appetites.

The bank has two free tariffs for beginner businessmen with three free payment orders (hereinafter - 100 rubles each), free replenishment through the cashier and quite decent limits on transfers to individuals. If there are more payments per month, then it will be more profitable to choose a tariff with a monthly fee. Each of the tariffs is accompanied by a business card with a cashback of up to 10% for three selected categories. Opening a current account is always free, often the bank has promotions, within which you can not pay for maintenance for up to six months.

Sphere is a digital bank specifically for entrepreneurs, created by the BCS financial group, so there is no doubt about its reliability. When opening a current account, business owners have access to 4 tariff plans, among which everyone can choose the most suitable option for themselves. The cost of each of them depends on how long the client is willing to pay for the service. When paying immediately for 3, 6 or 12 months, advantageous discounts are offered. You can pay immediately for all the time and get an indefinite period of service.

You can apply for opening a current account on the bank's website and immediately receive the details within a few minutes. Also, the Sphere is ready to take care of all the concerns associated with the registration of an LLC or individual entrepreneur, and in the future automatically calculate the USN tax without the need to visit a bank. All types of acquiring are also offered here - merchant, Internet or via smartphone.Each current account is provided with a completely free business card. Also, business owners have access to individual conditions for placing funds on deposit.

Another bank from the TOP of the best, able to provide good conditions for business. Six RKO tariffs are available to customers. Each more expensive tariff is not an addition to the cheaper one. These are completely different service packages tailored for a specific purpose - serving small businesses, working with foreigners, and so on. So you can choose something for yourself without any problems. For some, the completely free “Zero to Start” tariff is suitable, for others, the simple and understandable “Just 1%”, the maintenance of which will cost 1% of revenues, the third is the most expensive and functional “All you need”.

RKO in Alfa-Bank also includes free bookkeeping for calculating taxes and contributions, analysis of 115-FZ, several types of acquiring, including the AlfaPOS application for accepting payments via a smartphone or tablet. Online banking is available from any device - from a PC to a smartphone. And it is not necessary to come to the bank to open a current account - everything can be done remotely or through couriers.

Business representatives choose VTB Bank for several reasons. It has a positive reputation in the financial market, is distinguished by reliability (due to the control of part of the assets by the state), a wide network of offices and is ready to offer really favorable conditions for opening and maintaining a current account for LLCs and individual entrepreneurs.There are four RKO tariffs to choose from, three of which may not be paid for the first 3 months of service. Further, the fee will be from 199 rubles / month. and will largely depend on the period for which the client pays.

The most affordable tariff "At the start". It includes 5 payments per month (then each will cost 150 rubles). Transfers to individuals from 1%, cash withdrawals from 2.5%. You can fill out an application for opening an account on the website, and the details will become available in a few minutes. VTB is ready to offer a huge range of additional services for business - acquiring, profitable business cards, deposits, foreign economic activity, guarantees and letters of credit.

One of the most popular and reliable Russian banks. Tinkoff provides favorable conditions for any business. Each client is assigned a personal manager to solve possible problems. The bank is famous for its well-made mobile application with a wide range of services. It will be really convenient to manage calculations through it.

The current account can be serviced at three tariffs. Unfortunately, among the proposed service packages there is no free one. But it is customary to pay for quality. I am glad that you can combine the account with accounting programs and online accounting, which will greatly facilitate reporting. In addition to standard tariffs, Tinkoff offers additional options for individual entrepreneurs and LLCs to make the service as convenient as possible. Tinkoff also offers profitable Internet acquiring, overnight (one night deposit), free business card, website builder and many other useful options.

The most reliable bank in the country offers excellent conditions for potential customers. It works seven days a week for corporate clients, so you can always solve your questions. Online banking and a mobile application are among the most convenient among the country's banks. Sber is ready to offer favorable conditions to business representatives of various levels, both small individual entrepreneurs and large corporations.

The bank provides four different service packages for opening a current account. I am glad that the Easy Start tariff is almost free. All internal payments and three external payments are already included in the bill, which is convenient for small companies. You can even replenish your account through an ATM. Most people will like the Gaining Momentum tariff, which includes 15 payments to legal entities in other banks, a debit business card with cashback, and the ability to purchase additional paid options. Offers for corporate clients are the best individual products for different industries and purposes.

The bank module offers one of the best conditions for opening and maintaining a current account, as well as comfortable doing business. The client can count on 24/7 high quality technical support and convenient online banking with a great smartphone app. Modulbank cares about security - you don't have to worry about the funds, they are under reliable protection. Additionally, entrepreneurs have access to services for accruing and issuing wages to employees, accounting, a cash desk in accordance with 54-FZ, trade and Internet acquiring, and bank guarantees.

RKO is possible at one of three tariffs. The free one is not very profitable, but the other two look quite good. Pleased with low commissions (and on some tariffs - their complete absence) for transfers. You can replenish your account free of charge from your card and withdraw cash from ATMs. The cost of maintenance directly depends on the period for which it is paid. If you pay at once for 6 months or a year, you can get a significant discount. It is also possible to choose the option forever with a one-time payment without time limits.

Tochka is a reliable corporate bank focused on interaction with business representatives of various levels. Convenient, practical and accessible remotely. The main advantage is round-the-clock work on intra-bank transfers, so you won’t have to wait for money until the morning. Online banking is compatible with online accounting and is accessible from all devices.

After opening a current account, the client can choose one of four tariffs. The free one is available only for novice entrepreneurs who have registered a business no more than three months ago. For most, the "Start" tariff will be convenient for only 700 rubles. per month. Bank account details can be obtained instantly, and the courier will bring the documents, which pleases. At any tariff, free accounting is available for individual entrepreneurs without employees. It is possible to connect the initial accounting service, but for a fee. Opening an account for public procurement, foreign trade services is also available for everyone without payment.