Top 10 banks for deposits

In terms of reliability, Rosselkhozbank occupies one of the first places. Because it is a public institution that is stable in the market.It offers a large number of deposits and it is easy to get lost among them. But with such an extensive selection, you can satisfy any request. We propose to consider the "Refillable" deposit. If you open a deposit immediately in the amount of 50 thousand rubles, the Amur Tiger debit card will be a gift. It helps to make various kinds of payments, and you also support the endangered species of Amur tigers. The minimum amount for a contribution is 3,000 rubles, subject to opening online, the maximum is 10 million rubles. Interest can be capitalized or transferred to the account on a monthly basis. You choose this when making a deposit. The term is from 91 to 1095 days. The minimum rate is 3.3% and the maximum is 3.8%. Replenishment of the deposit is possible no later than 30 days before the closing date of the deposit.

Quite a profitable investment for those who have never been a client of this institution. Allows you to get acquainted with the service of Raiffeisenbank and not worry about the invested funds.All information about the deposit, as well as management tools, is available in online banking or a mobile application. Responsive technical support is available, to which you can always contact for a solution to the issue. Through it, you can manage money. In Raiffeisenbank, it is most profitable to open not a deposit, but a savings account. Here, the interest rate reaches 4% per annum, in contrast to a deposit with 3%. There are other conveniences - there is no minimum opening amount, the term is not limited, you can deposit or withdraw funds at any time. Interest will then accrue on the account balance. You can open a deposit both in one of the branches and in the personal account of the bank, if you are already its client.

Comfortable offer for any person. You can open a deposit even in a bank payment terminal, online or through a smartphone application. Interestingly, the bank has a rather low minimum deposit amount. At the same time, the annual rate does not depend on its size.According to user reviews, it seems that the institution is recruiting competent and attentive employees, so there will be no problems with opening. You can open a deposit in the ICB for a period of 3 months to two years. In this case, you can deposit even a thousand rubles. So the offer is suitable even for those who need to deposit a very small amount. The maximum deposit amount is 10 million. Interest is capitalized every month. Monthly replenishment of the deposit is provided, but only up to the maximum amount. But you can’t withdraw money partially - this is an additional paid option.

Alfa-Bank offers a convenient deposit to everyone. But it will be most beneficial for customers with a high level of service and large amounts on deposit.This is a great solution for those who need to put a lot of money at once at a good interest rate and not worry about maintenance. You can invest from 10 thousand to 30 million rubles. Terms are from three months to three years. The conditions for the deposit are flexible, they can be formed at your discretion - enable the possibility of partial withdrawal and replenishment, choose monthly interest or at the end of the term, independently determine the duration. The interest rate on the deposit reaches 4.58%, but when depositing a small amount, it starts from 3.56%. To open it, it is not even necessary to visit the bank office - just order a card and arrange everything yourself in the online application.

Customers in their reviews call Tinkoff one of the best banks. Unlike other financial institutions, it has only one program. It is made in such a way that you yourself set up the conditions of your deposit.The minimum amount is 50 thousand rubles, the maximum is 30 million rubles. The term of the deposit varies from 3 to 24 months. The larger the amount and term of the deposit, the higher the interest. Therefore, the rate ranges from 3.55% to 5.24%. But in order to get the maximum rate, it is necessary to mark the “Increase the deposit rate” icon in the deposit calculator. Please note that when using this option, you can replenish the deposit only within 30 days after opening it. It is in your power to extend the terms, refuse the deposit or transfer interest to the card. All clients have access to the "Multicurrency deposit" service. So you can store money not only in rubles, but also in dollars or euros. And change currencies as needed. This feature will ensure the safety of money, despite fluctuations in the foreign exchange market.

One of the reliable banks, although not the most famous, offering high rates to people literally “from the street”.You don't have to be a paid or preferred client to get a percentage higher than the market average for truly sustainable institutions. It is more profitable to open a savings account in this bank, rather than a deposit - the profit on it reaches 5.5%, while the maximum on deposits is 5.25%. Savings account is opened for an unlimited period of time in the amount of 1000 rubles. At any time, you can deposit additional funds or withdraw money, earning interest on the balance. To open an account, it is not necessary to visit the bank, you can do it yourself online.

Gazprombank offers a profitable deposit with the possibility of capitalization. You can open it in three ways - in the office, through a mobile application, through an application in your personal account on the bank's website. The amount of the deposit varies from 50 thousand to 3 million rubles. There are three terms to choose from - 367, 548 and 1095 days. The maximum rate is 6%, taking into account capitalization.When opening a deposit for a year, it will be 4.7%, for two - 4.86%, for three - 5.96%. Unlike many other banks, Gazprombank offers interest payments at the end of each calendar month. This is convenient for monitoring your funds. But, unfortunately, there is no possibility of replenishment and partial withdrawal of funds. All transactions can be monitored through a convenient mobile application. The bank also provides its customers with technical support to resolve any issues on a free hotline.

Sovcombank offers favorable conditions for customers. Holders of the Halva card have a deposit with an increased rate of up to 6.2%. However, new customers will receive a rate of 4.8% to 5.2%. You need to deposit at least 50 thousand rubles into the account. Flexible terms please - they vary from two months to three years. As the term increases, so does the rate.

Interest is withdrawn at the end of the term to a separate account.The Halva installment card is linked to this account. An important point: the annual rate is tied to it. To keep the rate at the maximum level, you need to use the card at least five times a month and spend at least 10 thousand rubles from it during this time (it doesn’t matter if it’s your own or credit cards). If you miss at least a month or allow a delay in credit card debt, then the interest on the deposit will decrease. Deposit replenishment available. But the amount of additional injections should not exceed the initial amount of the deposit for the first ten days after opening the account.

One of the largest banks offers a deposit with a speaking name. I am glad that the institution allows you to open a deposit online, and then receive a paper contract for a passport at any branch. It is profitable, convenient and simple.In the reviews, customers note that the bank willingly solves emerging issues and problems. The deposit allows you to store from 50,000 rubles for a period of six months to a year. In this case, interest can be capitalized every month. It is a pity that there is no replenishment and partial withdrawal. The highest rate of 6.25% can be received by VTB Multicard holders with the “Savings” option enabled, provided that they spend at least 10,000 rubles per month. By making purchases with such a card, you can increase your yield up to +1% per annum. The higher the amount of purchases, the greater the percentage, but charges are made in the amount of no more than 1.5 million rubles.

Good bank with favorable interest rate. The quality of service, judging by the reviews, is at its best - employees willingly make contact with the client and solve problems that arise. The "Increasing Interest" deposit is opened for a period of six months. In the first three months, accruals are at a rate of 3%, the next two - 4%, the last - 7%.The minimum deposit amount is only 10,000 rubles, the maximum is 3 million. The terms and conditions do not provide for the possibility of replenishment or withdrawal. Interest is calculated and paid at the end of the term. This is a good option for those who need to make a deposit for a short time. A small minus - you can open it only at the bank office, it is impossible to do it in your personal account.