10 best OSAGO insurance companies in Novosibirsk

 
  Name
  Rating
  Nomination
1 Sovcombank Insurance 3.46
Short payment terms. Low prices
2 Yugoria 3.40
Good amount of compensation
3 Absolut Insurance 3.28
Individual approach
4 Zetta Insurance 2.98
The best company, according to car owners
5 AlphaInsurance 2.74
Most Popular Organization
6 Agreement 2.65
High quality service
7 VSK Insurance House 2.22
Quickly respond to insured events
8 Renaissance Insurance 2.20
Convenient site
9 Sogaz 2.09
Best payout to lawsuit ratio
10 Rosgosstrakh 2.05
Longest on the market. Branches in all districts of the city

To protect yourself from financial losses in the event of an accident, you need to take out car insurance. Most often, drivers are limited to the OSAGO policy. This is a mandatory document without which you cannot drive a vehicle. Prices for it are fixed at the legislative level, however, conditions may differ in different firms. The cost depends on the driving experience, the number of accidents, insurance history. Organizations also offer personal discounts for their customers. We have identified the best OSAGO insurance companies in Novosibirsk. When choosing, the RAEX rating data, information on the share of payments and lawsuits, reviews of experts and car owners were taken into account.

Top 10. Rosgosstrakh

Rating (2022): 2.05
Accounted for 4816 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Zoon, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Longest on the market

Rosgosstrakh has been operating for 99 years and provides services in all areas of insurance: cars, health, life, property, travel.

Branches in all districts of the city

The organization has 20 branches in Novosibirsk. Choose the nearest one and arrange insurance.

  • Website: rgs.ru
  • Phone number: +7 (983) 139-38-70
  • Address: Novosibirsk, st. Titova, 198
  • Working hours: Mon-Fri 09:00–19:00; Sat 10:00–15:00
  • Founded: 1921
  • Number of branches: 20
  • Expert RA rating: ruAA
  • Payout Rate: 64%
  • Claims percentage: 0.82%
  • On the map

Rosgosstrakh has been providing insurance services for 99 years. During this time, the company has managed to hone the algorithms of actions in all areas and offers prompt support. This is evidenced by excellent statistics - the company confidently holds a high indicator of reliability and stability. I am glad that you do not need to spend a lot of time to get to the nearest office, as they are in all parts of the city. Of course, there are a lot of problems here: queues, technical errors on the service. Also, employees often delay the deadlines, underestimate the amount of compensation and try to impose repairs in the workshops.

Pros and cons
  • Extensive experience in the insurance industry
  • It is convenient to get to the offices, as they are in all areas of the city
  • One of the highest recovery rates
  • Excellent stats
  • Operational paperwork
  • Permanent technical errors on the site
  • Reduce the amount of compensation
  • Impose repairs in the service station

Top 9. Sogaz

Rating (2022): 2.09
Accounted for 1854 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, 2GIS
Best payout to lawsuit ratio

In terms of compensation, Sogaz ranks first in the rating - the share is as much as 68%. At the same time, the risk of meeting in court is minimal - only 0.03%.

  • Website: sogaz.ru
  • Phone number: 8 (800) 333-08-88
  • Address: Novosibirsk, st. Frunze, 230/1
  • Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
  • Founded: 1993
  • Number of branches: 5
  • Rating "Expert RA": ruAAA
  • Payout Rate: 68%
  • Claims percentage: 0.03%
  • On the map

Sogaz ranks first in the list of the largest insurance companies and guarantees compensation for losses after an accident. This is evidenced by the maximum level of reliability, a large percentage of payments and a low risk of meeting in court. Despite conflicting reviews, customers praise the organization for meeting deadlines and good amounts. Unfortunately, the service here leaves much to be desired: the lines at the offices are long and you can easily spend the whole day solving the issue, while the employees are not always ready to offer qualified assistance. In addition, you should be careful, as the company may initiate damage recourse proceedings.

Pros and cons
  • Satisfies almost all requests
  • Avoid litigation
  • Compensate for damages on time
  • Maximum level of reliability
  • Decent amount of compensation
  • Long queues
  • Lame service
  • May be subject to recourse claims

Top 8. Renaissance Insurance

Rating (2022): 2.20
Accounted for 3324 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Convenient site

On the Renaissance Insurance service, you can easily order an electronic OSAGO policy, extend or terminate it, make changes to an already existing document and check the KBM.Crashes are extremely rare.

  • Website: www.renins.ru
  • Phone number: +7 (383) 335-81-00
  • Address: Novosibirsk, st. Lenina, 52
  • Working hours: Mon-Thu 09:30–18:30; Fri 09:30–17:15
  • Founded: 1997
  • Number of branches: 1
  • Expert RA rating: ruAA-
  • Payout Rate: 52%
  • Claims percentage: 0.20%
  • On the map

There is no doubt about the reliability of Renaissance Insurance: the organization has a high ruAA- expert rating, a low percentage of claims and prefers to resolve issues in favor of the client. Of course, as in many similar firms, they try to compensate for the damage with repairs, and not with money. However, you should not worry - judging by the numerous reviews, service stations work quickly and efficiently cope with the task. If you still achieve monetary compensation, then its amount may be underestimated, and the transfer terms will stretch for an indefinite time. At the same time, it will be difficult to get some kind of competent answer from a specialist, since it is almost impossible to get through to the hotline.

Pros and cons
  • Convenient app for smartphones
  • Repair damaged cars
  • The site makes it easy to make amendments to the document
  • Satisfy most requests
  • Low probability of meeting in court
  • It is almost impossible to refuse repair in favor of payment
  • Not meeting deadlines
  • Compensation may be significantly lower than actual damages
  • Difficulty reaching the hotline

Top 7. VSK Insurance House

Rating (2022): 2.22
Accounted for 6761 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, 2GIS
Quickly respond to insured events

"Insurance House VSK" is famous for its prompt resolution of issues - the company guarantees the start of the reimbursement process five days after the request.

  • Website: vsk.ru
  • Phone number: 8 (800) 775-15-75
  • Address: Novosibirsk, st. Gogol, 42
  • Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
  • Founded: 1992
  • Number of branches: 4
  • Expert RA rating: ruAA
  • Payout Rate: 41%
  • Claims percentage: 1.34%
  • On the map

The main advantage of VSK Insurance House is the short payment terms. The company guarantees the start of the reimbursement process five days after the request. This is really fast, as other firms, judging by the reviews, postpone the resolution of issues for a week, or even more. Also pleased with the low prices and regular discounts on OSAGO and CASCO. If we talk about the amount of compensation, then everything is in order - the organization pays quite generously, and also offers quality auto repair services. From the unpleasant: customers point out long queues at offices and incorrect operation of the site, where failures often occur during the registration of E-OSAGO.

Pros and cons
  • Quickly make a decision on the insured event
  • Adequate tariffs
  • Promotions are often held and you can buy insurance at a profit
  • Worthy compensation
  • Polite staff
  • Long queues in offices
  • Offer additional services
  • Constant technical problems on the site

Top 6. Agreement

Rating (2022): 2.65
Accounted for 2472 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
High quality service

"Consent" pleases with an excellent level of service: employees in the offices quickly and competently perform their tasks, the support service promptly responds to requests both by phone and through the website.

  • Website: soglasie.ru
  • Phone number: 8 (800) 755-00-01
  • Address: Novosibirsk, st. Gogol, 38
  • Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
  • Founded: 1993
  • Number of branches: 16
  • Expert RA rating: ruA-
  • Payout Rate: 56%
  • Claims percentage: 2.20%
  • On the map

A popular organization where you can easily insure against anything. "Consent" offers a wide range of services in all areas: auto, health, travel, property. The company pleases with efficiency and customer focus: most of the requests are resolved in favor of the client, payments are accrued quite quickly, the support service promptly responds to requests both by phone and through the website. Unfortunately, the amount of compensation here does not always correspond to the real damage. Also, many complain that due to technical problems, there is often no way to issue or extend the E-OSAGO.

Pros and cons
  • Satisfies most requests
  • Email requests are processed within an hour.
  • Keeping up with deadlines
  • Competent advice by telephone hotline
  • Manage your insurance easily through a mobile application
  • It is difficult to issue an E-OSAGO due to technical problems
  • Reduce the amount of compensation

Top 5. AlphaInsurance

Rating (2022): 2.74
Accounted for 7478 reviews from resources: Yandex.Maps, Otzovik, IRecommend, Zoon, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Most Popular Organization

Judging by the number of reviews and search queries, AlfaStrakhovanie is popular. The company pleases with quality work, decent compensation and fast fulfillment of obligations.

  • Site: alfastrah.ru
  • Phone number: 8 (800) 333-09-99
  • Address: Novosibirsk, st. Ordzhonikidze, 38
  • Working hours: Mon-Thu 09:00–18:00; Fri 09:00–17:00
  • Founded: 1992
  • Number of branches: 18
  • Expert RA rating: ruAA+
  • Payout Rate: 41%
  • Claims percentage: 0.11%
  • On the map

The company offers excellent conditions for all types of auto insurance. OSAGO or CASCO can be purchased quite inexpensively, plus there are additional discounts and AlphaPOINTS in the mobile application, with which it is easy to save. Here you are guaranteed to be compensated for the damage without unnecessary litigation. The reviews note that the amount of compensation is quite decent and covers all repair costs. Clients complain that offices are open only on weekdays and then until 18:00. Also, there are often queues. At the same time, if you decide to avoid a personal visit and draw up documents online, then difficulties may await you here too - the service gives errors, incorrectly calculates the KBM, or does not allow you to make changes.

Pros and cons
  • Favorable rates
  • Over 200 insurance products for individuals and companies
  • Convenient application for smartphones where you can save with "AlfaPOINTS"
  • High level of reliability
  • Adequately calculate the damage
  • Inconvenient work schedule
  • There are often queues
  • Regular website crashes

Top 4. Zetta Insurance

Rating (2022): 2.98
Accounted for 1589 reviews from resources: Yandex.Maps, Otzovik, Banki.ru, Sravni.ru, vbr.ru, 2GIS
The best company, according to car owners

Zetta Insurance tops the national rating on the Banki.ru service and offers excellent conditions for OSAGO and CASCO: low prices, decent compensation, high-quality repairs after an accident.

  • Site: zettains.ru
  • Phone number: 8 (800) 700-77-07
  • Address: Novosibirsk, st. Zyryanovskaya, 119
  • Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
  • Founded: 1993
  • Number of branches: 1
  • Expert RA rating: ruA+
  • Payout Rate: 39%
  • Claims percentage: 1.55%
  • On the map

Zetta Insurance is the leader in the Banki.ru service. The company is deservedly considered one of the best for car insurance. Pleases with fast and professional service, competent support 24 hours a day and adequate tariffs for services. After an accident, the company will compensate you for losses in cash or offer repairs in the workshops with which it cooperates. By the way, in neither case you will fail - the compensation will be decent and will cover the costs, and the service station will qualitatively eliminate all damage. Problems can only arise with the site: it often does not work correctly and does not allow you to correct the data.

Pros and cons
  • Polite and competent staff
  • Worthy compensation
  • Low prices and additional discounts
  • 24/7 Support
  • We offer quality repairs after an accident.
  • Service technical problems

Top 3. Absolut Insurance

Rating (2022): 3.28
Accounted for 388 reviews from resources: Yandex.Maps, Otzovik, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Individual approach

"Absolut Insurance" considers all applications on an individual basis and tries to understand the situation. The success of the work is evidenced by the high proportion of refunds - 36% and the low risk of lawsuits - 0.8%.

  • Website: absolutins.ru
  • Phone number: 8 (800) 200-18-38
  • Address: Novosibirsk, st. Maxim Gorky, 79
  • Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
  • Founded: 1992
  • Number of branches: 1
  • Expert RA rating: ruA+
  • Payout Rate: 36%
  • Claims percentage: 0.80%
  • On the map

A reliable company with a high ruA+ rating. Here you will be guaranteed compensation for damage after an accident and help in a difficult situation. Of course, the terms are sometimes stretched, but in general, Absolute Insurance monitors its reputation. The company offers a wide range of services and you can insure here not only a car, but also health, property and even life. Getting through to the office can be difficult, but if you go there in person, you can count on fast and high-quality service. This is very useful, because it is almost impossible to issue an E-OSAGO for technical reasons: the service often gives errors, and also simply does not allow you to make changes to an already existing document.

Pros and cons
  • Offers insurance for all occasions
  • Competent specialists
  • Adequate tariffs
  • Fast paperwork
  • 24/7 customer support
  • Difficulty reaching the office
  • Errors when applying for E-CTP
  • Pulling with the fulfillment of obligations

Top 2. Yugoria

Rating (2022): 3.40
Accounted for 2532 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Banki.ru, Sravni.ru, vbr.ru, 2GIS
Good amount of compensation

Yugoria does not underestimate the amount of damage and fully compensates for losses after an accident.

  • Site: ugsk.ru
  • Phone number: +7 (383) 328-08-08
  • Address: Novosibirsk, st. Chelyuskintsev, 14/2
  • Working hours: Mon-Thu 09:00–18:00; Fri 09:00–17:00
  • Founded: 1997
  • Number of branches: 7
  • Expert RA rating: ruA
  • Payout Rate: 46%
  • Claims percentage: 0.36%
  • On the map

This is one of the largest companies in Russia. The main priority of activity is auto insurance.That is why, turning to Yugoria, you can be sure of the quality of services. Whatever office you come to in Novosibirsk, the specialists will solve everything quickly and competently: whether it is the execution of a policy or the settlement of issues related to an accident. Prices for OSAGO and CASCO are more than reasonable, and with a long experience and a good driving history, you will be offered a discount. The amount of compensation is not underestimated, however, in some cases, the decision is delayed until the last. Most of all, customers complain about the incorrect operation of the site, which is why it is almost impossible to issue an E-OSAGO: the service gives an error and does not allow you to make at least some changes.

Pros and cons
  • Specializes in OSAGO and CASCO
  • Fast and accurate paperwork
  • Worthy compensation
  • Support service works 24/7
  • Personal offers to reduce the cost of the policy
  • Difficulty reaching offices
  • Failures during registration of E-OSAGO
  • Do not rush to repair a car or transfer funds after an accident

Top 1. Sovcombank Insurance

Rating (2022): 3.46
Accounted for 921 feedback from resources: Yandex.Maps, Otzovik, IRecommend, Zoon, Banki.ru, Sravni.ru, vbr.ru, Otzyvru, 2GIS
Short payment terms

Sovcombank Insurance values ​​its customers and seeks to consider each insured event as soon as possible and compensate for losses.

Low prices

The cost of services is an order of magnitude lower than in other organizations. Plus, regular customers are often offered personal discounts.

  • Website: sovcomins.ru
  • Phone number: 8 (800) 100-21-00
  • Address: Novosibirsk, st. Revolution, 38
  • Working hours: Mon-Fri 09:00–18:00
  • Founded: 1990
  • Number of branches: 1
  • Expert RA rating: ruA+
  • Payout Rate: 49%
  • Claims percentage: 0.07%
  • On the map

Sovcombank Insurance is the best insurance company in Novosibirsk, judging by the reviews. Here they do not delay the fulfillment of obligations, but quickly make decisions on insured events and compensate for losses. You can ask for help at any time of the day or night - the support staff works 24/7 and will answer all your questions. Prices here are an order of magnitude lower than in other companies, in addition, personal discounts are often offered. Unfortunately, the organization has only one office for the entire city, and it will not be easy to get to it from remote areas. In addition, there is a problem with parking spaces, so you will have to think in advance where to leave your car.

Pros and cons
  • Quickly make decisions on insured events and indemnify losses
  • Competent specialists, receiving calls 24/7
  • Low prices, personal discounts
  • Minimal risk of meeting in court
  • Prompt office service
  • Only one office, next to which there are practically no parking spaces
  • You cannot change the current document through your personal account
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Attention! The above information is not a buying guide. For any advice, you should contact the experts!

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