Place |
Name |
Characteristic in the rating |
1 | track | Allows you to fix the cost of fuel |
2 | Rosselkhozbank-Rosneft | Multifaceted loyalty program |
3 | Gazpromneft | Two bonus programs at once |
4 | Opening-Lukoil | 30,000 welcome points on your first purchase |
5 | Tinkoff Drive | The best 10% cashback at gas stations |
1 | Shell Card | The best filling station network in the CIS and Europe |
2 | Off-Road Vehicle Online (Petrol Plus) | Big savings on petrol |
3 | United (Masters) | Multiple reporting channels |
4 | Fuel card (TransKart) | Convenient mobile application for drivers |
5 | BP + Aral (BP Plus) | International fuel card for profitable trips in Europe |
Fuel cards are a convenient tool for both the client (person or business) and the gas station. The former receives a means of payment with certain bonuses and the ability to manage expenses, while the latter receives a loyal customer linked to a specific filling station network (or several partner networks) using a card.Since fuel plastic allows you to get certain privileges, it is worth buying it for everyone who actively uses a car and wants to receive at least some bonuses from it. Unless, of course, you use specific gas stations and rarely stop at “strangers”.
Fuel cards are primarily intended for business, so they have specific benefits for it. But individuals can also find a bunch of advantages of special bank and discount cards in additional discounts and bonuses that can be spent at partners and at gas stations. To make it easier to choose, we offer you a rating of the best fuel cards for individuals and legal entities. We have selected the most convenient options based on customer reviews and the capabilities of the plastic itself.
The best fuel cards for individuals
Special cards for individuals do not imply extended functionality, like plastic cards for businesses. Their main task is to make fuel more profitable in a particular network of gas stations. For this, various bonus programs are used, for the points of which an ordinary motorist can receive a discount on goods and fuel. Also in this category, we have included bank cards with increased cashback for paying for fuel, some of them also give access to gas station privilege programs.
5 Tinkoff Drive
Issue/Maintenance cost: 0 rub./0-299 rub.
Rating (2022): 4.5
Tinkoff Drive can be classified as a fuel card only conditionally, but it will definitely allow its owner to save money on refueling a car. This debit bank card provides for the possibility of receiving 10% cashback both for paying for fuel and for other purchases at gas stations.In addition, 5% will be returned for the payment of a car service, the purchase of spare parts, as well as the payment of parking lots, fines and travel on toll roads. This is one of the best conditions in the financial market.
The Tinkoff Drive card is issued free of charge, you can order it on the website and receive it by courier. Service will cost 299 rubles. per month, but if you maintain a minimum account balance of 50,000 rubles. or take a loan from Tinkoff, then you won’t have to pay anything extra. The maximum amount of points that can be earned within a month is 6,000. They can compensate for the full purchase price in the Fuel and Auto Services categories. To carry out the operation, the balance of points must be at least 1000. When compensating for purchases in the Fuel category, 1.5 points compensate 1 ruble, in the Auto Services category 1 point = 1 ruble.
4 Opening-Lukoil
Issue/Maintenance cost: 0 rub./0-299 rub.
Rating (2022): 4.6
The Lukoil card from Otkritie Bank is intended primarily for those who choose the filling stations of this network, but can be beneficial for everyone without exception. She promises to receive 30,000 points after the first transaction, and then 100 points for every 75 rubles of purchases. Every 100 bonus points give a discount of 1 ruble when refueling at the Lukoil gas station, whether it is profitable or not - let everyone decide for himself. In addition, each cardholder becomes a member of the “Fill up Profit” loyalty program for individuals, the privileges of which depend on the individual level of the gas station customer.
The card is issued for free, but only those who fulfill one of the minimum requirements, for example, will ensure that at least 50,000 rubles a month will be credited to the account, will not be able to pay for its service. Up to three additional plastic can be issued to the main plastic, which will allow each family member to benefit.
3 Gazpromneft
Issue/Maintenance cost: 0 rub./0-349 rub.
Rating (2022): 4.7
Bank card "platinum" level with the corresponding price and privileges. Participates in two bonus programs at once: "Gazprombank-Gazpromneft" and "On Our Way" at the minimum level of "Platinum". The card will cost 349 rubles per month (4188 rubles per year), if you do not comply with the conditions for free service (the balance of 200 thousand rubles, or 100 thousand and purchases for 35 thousand per month, or the accrual of salaries in the amount of 100 thousand to the card and purchases for 35 thousand per month).
To participate in the Gazprombank-Gazpromneft program, you need to spend 20,000 rubles a month on various card purchases. And then you will be able to receive 10% of each purchase at the Gazpromneft gas station (but not more than 500 points per month). For regular purchases, you can get 1 point for every 100 rubles spent (no more than 2500 points per month). According to reviews, with the active use of the car, bonuses can increase the benefits of using the card.
The "On Our Way" program is connected after the first purchase for at least 100 rubles on the card in the Gazpromneft gas station network. It has an irreducible platinum status by default. For each purchased liter you will receive 2 bonuses.
2 Rosselkhozbank-Rosneft
Cost of release/maintenance: 0 rub./0-99 rub./month.
Rating (2022): 4.8
Bank debit Rosselkhozbank-Rosneft allows you to connect to the Rosneft loyalty program and purchase fuel and services at a good discount. Unlike ordinary fuel cards (which can be issued right at the gas station and receive points for buying fuel), bank cards allow you to accumulate bonuses for any purchase. And not only for the purchase of gasoline or other fuel at gas stations.
It's nice that you can get an instant issue card without waiting for regular plastic processing. Or just wait a little and get a nominal bank fuel card. Both will be serviced free of charge, but only with an account turnover of 10,000 rubles or more. per month. If the condition is not met, then the fee for using the card will be 99 rubles per month. Purchasing a card connects the user to the Family Team loyalty program. As part of this program, users collect points for purchases and can use them to pay for goods, services and fuel at Rosneft and TNK gas stations. And also exchange for Aeroflot Bonus miles and fly on vacation at a discount.
The cashback is small - for every 100 rubles spent in regular stores, the bank will return 1 point. If you spend money in the Rosneft and TNK gas station networks, then the return will be 5 points. For the first card transaction over 1,000 rubles during the first two months, Rosselkhozbank will give 300 bonus points.
1 track
Cost of release/maintenance: 299 rub./0 rub.
Rating (2022): 4.9
Gas station "Trassa" offers one of the most profitable fuel cards for individuals.It is most convenient to use it in conjunction with a mobile application, where you can track the balance, replenishment and spending operations. The card is issued at the gas station, and it is also easy to order it online on the website. The cost of the issue is 299 rubles, the validity period is not limited.
The main advantage of the card is savings on fuel costs. What it will be depends on two factors - the prices for fuel and lubricants at the time of replenishment of the card balance and at the time of payment. The fact is that when funds are deposited on the balance of a fuel card, the cost of gasoline valid on that date is fixed for its owner. As a result, the card balance does not display the amount in rubles, but the number of liters. On average, this saves about 4%, but the data may change.
The best fuel cards for legal entities
Special cards for legal entities are created in such a way that the owner can control the fuel consumption of corporate vehicles. Each driver receives his own card and can use it at the gas station if he fills up a working car. Thanks to this, a legal entity receives several benefits at once - the ability to control the fuel consumption of each car separately and receive discounts and a 20% VAT refund for using a partner fuel card.
5 BP + Aral (BP Plus)
Number of gas stations available on the card: 25000
Rating (2022): 4.6
The British network of gas stations provides favorable conditions for the owners of the truck fleet, who make flights, including within Europe. The BP + Aral card offers not only convenient monitoring of transactions for fuel and other expenses.In general, it can safely be considered a businessman's universal tool for managing spending on fuels and lubricants.
BP + Aral opens up access to 25,000 truck fuel stations across Europe. It allows you to pay for road services and fees, toll roads, parking and even truck repairs.
Naturally, there is a convenient online management of all cards. The Internet portal of the network of BP gas stations allows you to receive information about all the changes and news regarding travel on the roads and fees for it. On it, you can control all the expenses of drivers - receive data on maintenance, mileage, all operations with BP + Aral fuel cards, parking fees, and so on.
4 Fuel card (TransKart)
Number of filling stations available on the card: 11000
Rating (2022): 4.7
TransKart specialists promise a benefit of up to 27% due to VAT refunds and savings on fuel and lubricants consumption. The network now has almost 11,000 gas stations throughout Russia that accept the fuel card. Due to the most detailed reporting and analytics, you can reduce fuel costs, facilitate the work of an accountant, and receive a full range of data for analytics.
To notify about the transactions performed, there is a user's personal account. In it, a legal entity can monitor the current state of accounts and fuel costs of the fleet. You can also get detailed analytics in it, which will tell you where and how fuel and lubricants were consumed and how to reduce costs. Interestingly, it is possible to refuel not only by card, but also by electronic coupons. But the staff will definitely no longer need cash.
I am glad to have a convenient mobile application for drivers. When using it, it will be easier for the staff to navigate and call at the gas station that is needed. A special mobile application "MultiGO Fuel" allows you to find the nearest or most convenient gas station of a certain brand and find out the cost of fuel and lubricants at it, get directions to the station, and so on.
3 United (Masters)
Number of filling stations available on the card: 13000
Rating (2022): 4.7
A single MastersCard for legal entities is a fuel card that, like Vezdekhod, unites all the leading gas station chains. As a result of such cooperation, more than 13,000 filling stations of the best networks are available to the plastic owner. Moreover, both in Russia and in other CIS countries. At the same time, the company offers users the service free of charge within three calendar months from the date of execution of the contract.
The card helps to save up to 12% (according to the calculations of the company's specialists) on strict monitoring of all expenses for fuels and lubricants. The company's managers are able to conduct a detailed analysis of your fuel costs and offer options for optimizing them. The company also reimburses 20% VAT. Taking into account this factor, when buying fuel, they promise savings of up to 30%.
MastersCard emphasizes that the card is absolutely transparent - there are no additional payments, fees and fines in it. All conditions are spelled out with maximum clarity and detail. It is convenient that there are several communication channels through which you can get information about the cards - in your personal account on the site, through a special mobile application and via SMS notifications. There is also a round-the-clock support service to help the businessman.
2 Off-Road Vehicle Online (Petrol Plus)
Number of gas stations available on the card: 16000
Rating (2022): 4.8
All-terrain vehicle Online is a card for legal entities that combines several gas station networks at once in one piece of plastic. As a result, the reception network exceeds 16,000 filling stations both in Russia and in neighboring countries. It covers all popular routes, large and not so big cities. Therefore, the driver will always have a choice where to refuel. And he won't have to waste fuel to find another station.
When using this card, legal entities will receive all the necessary original documents for tax reporting. Also, all documents are duplicated by e-mail. With the ATV Online card, you can get a discount of up to 2%, and in case of high consumption, an even more favorable individual condition. In addition, with the help of the card you can save 20% on VAT.
You can calculate the exact savings that the card will allow you to get on the official website of the product, indicating the data on the number of cars and monthly fuel consumption. In addition, the owner will be able to fully control the account of each individual card and receive notifications of any suspicious filling. Naturally, it is possible to set limits and work with cards through your personal account.
1 Shell Card
Number of filling stations available on the card: 20000
Rating (2022): 4.9
The widest network of Shell filling stations offers a card for legal entities, which is valid not only within the CIS and Russia, but also in Europe. It is accepted by more than 20,000 gas stations around the world. The company offers favorable fuel prices for business. With the network, you can always agree on convenient conditions.Naturally, Shell also promptly refunds 20% VAT in Russia and 12 other European countries.
In addition to fuel, using the card, you can pay for travel on toll roads (including the federal Platon), ferry crossings, car washes and car services, and so on. Conveniently, Shell can issue an interest-free fuel loan for 14 days. You can refuel and pay off the debt a little later, which is convenient if you need to urgently get fuel and lubricants.
It is also important that the card allows you to quickly and conveniently manage fuel costs. In the personal account, the cardholder can control what is happening with the cards - keep track of the account and expenses, set up reporting, change their limits and data, and much more. Reports are also regularly sent to the businessman's e-mail.