№ |
Name |
Rating |
Nomination |
1 | Absolut Insurance | 3.40 | Individual approach |
2 | Yugoria | 3.27 | Big insurance payouts. Branches in all districts of the city |
3 | Zetta Insurance | 3.06 | High level of service. Low prices |
4 | Renaissance Insurance | 2.80 | High-quality repair after an accident |
5 | Asco-Insurance | 2.67 | Offers unique services |
6 | AlphaInsurance | 2.37 | The most popular organization The best app for smartphones |
7 | Energoguarantor | 2.29 | Personal customer support |
8 | SOGAZ | 2.24 | Lowest chance of meeting in court |
9 | RESO-Garantia | 2.18 | The best work schedule. Convenient site |
10 | MAX | 2.10 | High payout |
Auto insurance in Russia is represented by two programs: OSAGO and CASCO. The first policy is mandatory; according to the law, you cannot drive a vehicle without it. It does not cover all risks and is valid only in case of harm to the health, life or property of a person injured in an accident. The amount of payments is strictly regulated and for 2021 is: 400 thousand rubles. for material damage and 500 thousand rubles if people died or were injured during the accident. There are dozens of companies in Yekaterinburg where you can insure a car. We analyzed the market and chose the best ones. When compiling the rating, reliability indicators, the ratio of compensation and lawsuits, as well as expert opinions and feedback from car owners were taken into account.
Top 10. MAX
"MAKS" satisfies most requests - the figure is 84%. In this case, the amount of compensation covers the actual damage.
- Site: makc.ru
- Phone number: +7 (343) 253-10-68
- Address: Ekaterinburg, st. Radishcheva, 4
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
- Founded: 1992
- Number of branches: 1
- Expert RA rating: ruAA-
- Payout Rate: 84%
- Claims percentage: 0.16%
- On the map
According to statistics, MAKS significantly outperforms other companies in the rating in terms of payments - it is 84%. This means that the organization satisfies the vast majority of requests for insured events and pays money or sends the car for repair. At the same time, clients unanimously assert that the amount of compensation is adequate to the damage and covers real losses. Prices for services are moderate, but sometimes there are failures in the program, due to which the KBM is calculated incorrectly and the cost of the policy may be higher. It is also sad that there is only one office in Yekaterinburg, which, moreover, works only on weekdays.
- The highest payout percentage
- Special programs, promotions and offers
- 24-hour information and dispatch service
- Repair in the best technical centers and official dealers
- Good insurance coverage
- Only one office
- Inconvenient work schedule
- There are failures in the calculation of KBM
- Difficulty reaching the branch
Top 9. RESO-Garantia
To get to the RESO-Garantia office, it is not necessary to take time off from work, because the company works until late in the evening on weekdays, and also accepts applications on Saturdays and Sundays.
In the RESO personal account, you can issue an E-OSAGO in five minutes. The service is well debugged - failures and errors are extremely rare.
- Website: reso.ru
- Phone number: +7 (343) 376-34-46
- Address: Ekaterinburg, st. Khokhryakova, 39
- Working hours: Mon-Fri 09:30–20:00; Sat 10:00–18:00; Sun 10:00–16:00
- Founded: 1991
- Number of branches: 10
- Expert RA rating: ruAA+
- Payout Rate: 49%
- Claims percentage: 0.29%
- On the map
The main office of RESO-Garantia in Yekaterinburg is conveniently located in the city center. A big plus is the mode of operation, the branch receives visitors on Saturdays and Sundays, and on weekdays it is open until late in the evening. The employees are very efficient and there are hardly any queues. However, in order to issue an OSAGO policy, it is not necessary to personally visit a branch, it is enough to go to the official website and purchase the document in electronic form. According to customers, the service works without errors and the process will take no more than five minutes. Unfortunately, it hasn't been without drawbacks. Many complain that the company is in no hurry to fulfill its obligations and have to go to court to resolve the situation and receive payment.
- A convenient site where you can apply for E-OSAGO in five minutes
- The organization operates on Saturday and Sunday
- No queues
- Fast and friendly service
- Do not impose additional services
- Difficulty reaching both the office and the hotline
- Do not rush to calculate
Top 8. SOGAZ
SOGAZ does not like to resolve issues through the courts, but prefers to pay compensation after an accident. The percentage of claims is only 0.03%, which is an all-time low compared to other firms in the ranking.
- Website: sogaz.ru
- Phone number: +7 (343) 356-56-57
- Address: Ekaterinburg, st. Roza Luxembourg, 35
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
- Founded: 1993
- Number of branches: 2
- Rating "Expert RA": ruAAA
- Payout Rate: 68%
- Claims percentage: 0.03%
- On the map
According to the ratio of payments and claims, SOGAZ is the best company in the rating. Here you are guaranteed to be compensated, and the risk of litigation is minimal. There are two branches in Yekaterinburg, where competent employees work and provide qualified services. However, there are a lot of customers and the service is on stream, so you should not expect an individual approach. Due to long queues, the waiting time can stretch for 40-50 minutes. Buying an OSAGO policy through your personal account is also not easy - the site constantly gives errors. If you decide to contact the office by phone or contact the support service, then they are unlikely to help you either, since they prefer not to pick up the phone at all.
- The best ratio of payments and claims
- The maximum level of reliability according to the Expert RA agency
- Competent employees
- Adequate prices for services
- Worthy compensation
- A large flow of customers - queues, no individual approach
- Pull with calculation
- It is almost impossible to contact the office or support service by phone
- Constant crashes on the site
- Difficult to find parking near the office
Top 7. Energoguarantor
After the conclusion of the insurance contract, a personal manager works with the client. He deals with all issues, documents and insurance cases.
- Website: energogarant.ru
- Phone number: +7 (343) 354-70-00
- Address: Ekaterinburg, st. Gorky, 31
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
- Founded: 1992
- Number of branches: 2
- Expert RA rating: ruAA-
- Payout Rate: 46%
- Claims percentage: 0.94%
- On the map
Energogarant vigorously defends the financial interests of its clients and keeps them calm. The company was founded in 1992 to protect major risks in the energy sector, but now you can insure anything here: car, property, mortgage, life and health. The organization tries to provide a high level of service and after the conclusion of the contract, a personal manager is assigned to the client. Subsequently, it is he who deals with the solution of all issues and the settlement of insured events. This is very convenient, since it is quite difficult to get an intelligible answer by calling the hotline.
- 28 years of experience in complex risk insurance
- Flexible individual programs
- Insurance payments in the shortest possible time
- Personal support - personal manager
- Moderate prices
- Work only on weekdays
- Long registration of OSAGO in the office
- Not the fastest support
- Site crashes
Top 6. AlphaInsurance
More than 7,000 customers have left feedback on the work of AlfaStrakhovanie. Many were impressed by the speed of service, short payment terms and low prices.
Using the AlfaStrakhovanie Mobile mobile application, you can not only purchase a policy, but also file an accident report, make an appointment with a doctor, etc. There is a bonus program "AlfaPOINTS", with which you can save a lot.
- Site: alfastrah.ru
- Phone number: 8 (800) 707-83-55
- Address: Ekaterinburg, st. Boris Yeltsin, 3
- Working hours: Mon-Fri 09:00–18:00
- Founded: 1992
- Number of branches: 7
- Expert RA rating: ruAA+
- Payout Rate: 41%
- Claims percentage: 0.11%
- On the map
AlfaStrakhovanie ranks third among the largest companies in Russia and offers a versatile portfolio of services for individuals and businesses. Due to high indicators of reliability and financial stability, the organization is very popular with car owners. I am also glad that all issues from paperwork to assessment and compensation for losses after an accident are resolved very quickly here. Decisions on insured events are made within 5-7 days. From the unpleasant: customers often complain about a site that gives errors or incorrectly calculates CBM. Also, due to technical problems, you will have to visit the office in person to renew the policy or make changes to it.
- High indicators of reliability and financial stability
- Many offices
- Modern mobile application
- Efficiency in everything: registration, evaluation, payments
- Low prices, discounts, bonus program
- Have to take a day off to get to a specialist
- There are problems with the site
Top 5. Asco-Insurance
The policy "OSAGO vice versa" is very popular among car owners. It costs 5 times cheaper than the usual CASCO, but covers the costs if the accident was your fault.
- Website: www.acko.ru
- Phone number: +7 (343) 204-94-41
- Address: Ekaterinburg, st. Malysheva, 51
- Working hours: Mon-Fri 09:30–17:30
- Founded: 1990
- Number of branches: 9
- Rating "Expert RA": ruBBB
- Payout Rate: 52%
- Claim percentage: 0.50%
- On the map
Despite the fact that Asko-Insurance was assigned an average reliability rating of ruBBB, we decided to include the company in the rating, as it is popular with residents of Yekaterinburg. The organization provides a standard set of services, but also has its own unique offers. Special attention deserves, for example, the policy "OSAGO on the contrary." It is more convenient to issue insurance through a personal account or a mobile application - the services are debugged and work without errors. Office service is inferior to remote service, as the flow of customers is too large, and despite the fact that employees act quite quickly, the risk of sitting in line for half a day is very high.
- A unique service - "OSAGO on the contrary"
- It is easy to buy a policy through your personal account or mobile application
- Favorable discounts for accident-free driving
- Competent employees
- Fast paperwork
- Tighten the deadlines
- Long repair in the service station
- Does not include all damage
- Long lines
- I'll have to take the day off to make it before closing.
See also:
Top 4. Renaissance Insurance
"Renaissance Insurance" sends for repairs to certified auto repair shops and to official dealers. Car owners are satisfied with the quality of the work performed.
- Website: www.renins.ru
- Phone number: +7 (343) 228-07-07
- Address: Ekaterinburg, st. Khokhryakova, 74
- Working hours: Mon-Fri 09:30–18:30
- Founded: 1997
- Number of branches: 1
- Expert RA rating: ruAA-
- Payout Rate: 52%
- Claims percentage: 0.20%
- On the map
With "Renaissance Insurance" you can count on a quick issuance of an OSAGO policy. It is easy to do this in a few clicks through a mobile application or personal account. You can also contact the office for this, but since there is only one for the whole city, there is a risk of getting into a queue. Prices for services are more than acceptable, there are promotions, there are good discounts for accident-free driving. Like most insurance companies, Renaissance prefers to compensate for losses with repairs. However, you should not worry - they are sent to certified auto repair shops or to official dealers, where the work is done in good faith. Unfortunately, the terms are often ignored - payment or referral to the service station can be expected for several months.
- Discounts for safe driving
- Convenient app for smartphones
- Fast paperwork
- Competent employees
- High-quality repair in auto repair shops and official dealers
- One office
- Almost impossible to get through
- Not meeting deadlines
- Reduce the amount of refunds
See also:
Top 3. Zetta Insurance
It is not for nothing that Zetta Insurance takes the first place in the national ratings on asn-news.ru and banki.ru. Many car owners choose a company for fast and friendly service, adequate rates for services, and large payouts.
The cost of an OSAGO policy is calculated individually: it is affected by driving experience, the number of accidents, etc. However, judging by the reviews, the rates here are lower than in other insurance companies.
- Site: zettains.ru
- Phone number: 8 (800) 700-77-07
- Address: Ekaterinburg, st. Boris Yeltsin, 1A
- Working hours: Mon-Fri 09:00–18:00
- Founded: 1993
- Number of branches: 3
- Expert RA rating: ruA+
- Payout Rate: 39%
- Claims percentage: 1.55%
- On the map
Zetta Insurance stands out among other companies with its approach to work. Here everything is done quickly, politely and without imposing additional services. At the same time, prices for OSAGO are often lower than in other companies. However, it is important to follow the calculation of the KBM, because sometimes even with a long experience and trouble-free driving, they can calculate the cost as a beginner. There are usually no problems with indemnifications for insured events - compensations cover real damage, repairs are carried out with high quality. Unfortunately, the organization is in no hurry to fulfill its obligations and settlement decisions are not always made on time.
- They handle everything quickly and politely, do not impose additional services.
- Compensation amounts cover real damages
- High-quality repair in the service station
- Rates are lower than other insurance companies
- Customer support 24 hours a day
- Not in a hurry to compensate for losses on insurance
- Inconvenient work schedule
- There are failures in the execution of E-OSAGO
- Not always friendly service - depends on the office
- The program sometimes incorrectly calculates CBM
See also:
Top 2. Yugoria
Yugoria pays decent amounts after the accident. Judging by the reviews, the funds are enough to restore all damage and replace parts.
The company has 11 branches in Yekaterinburg. This is very convenient, because you can contact the nearest office for expert advice.
- Site: ugsk.ru
- Phone number: +7 (343) 351-07-23
- Address: Ekaterinburg, st. Weiner, 19
- Working hours: Mon-Fri 09:00–18:00; Sat 10:00–14:00
- Founded: 1997
- Number of branches: 11
- Expert RA rating: ruA
- Payout Rate: 46%
- Claims percentage: 0.36%
- On the map
The company has been confidently holding high positions in the national ratings on Banki.ru, ASN-news.ru, Rustrahovka.ru and others for several years. This indicates that customers are satisfied with the work of employees and the quality of services. Yugoria has offices in all districts of Yekaterinburg and it is not difficult to get to the nearest branch. However, judging by the reviews, the level of service in different branches is different - somewhere the managers are very polite, somewhere you can encounter rudeness. The main advantage of the organization is large payments for insured events. But, unfortunately, everything is spoiled by a long wait - the company is in no hurry to compensate for losses after an accident and sometimes the calculation is delayed for an indecent period.
- High quality of services
- Offices throughout the city
- Moderate prices for OSAGO and CASCO
- Good insurance payouts
- Fast paperwork
- Offer additional insurance
- Politeness of employees depends on the department
- Pull with calculation
- Regular technical problems on the site
See also:
Top 1. Absolut Insurance
"Absolut Insurance" considers all applications on an individual basis, makes decisions taking into account the interests of the client, offers personal discounts.
- Website: absolutins.ru
- Phone number: +7 (343) 278-75-25
- Address: Ekaterinburg, st. Radishcheva, 6A
- Working hours: Mon-Thu 10:00–18:00; Fri 10:00–16:45
- Founded: 1992
- Number of branches: 1
- Expert RA rating: ruA+
- Payout Rate: 36%
- Claims percentage: 0.80%
- On the map
"Absolut Insurance" is the best company in Yekaterinburg, according to car owners. The company guarantees comprehensive protection of all risks, a high level of service and an individual approach. Judging by the reviews, they treat any situations with attention and take into account the interests of customers. The service is really on top: the employees communicate politely, have good information, do not impose additional services and quickly draw up documents. The statistics on payments are not bad - the organization compensates for the damage with money or repairs. However, the deadlines are sometimes extended.
- Comprehensive protection of all risks
- High level of service and individual approach
- Customer support 24/7
- Quick paperwork - 15-20 minutes
- No additional insurances
- In some cases, the terms of repair or payments are delayed
- Only one branch in the city
- Work only on weekdays
See also: