10 best OSAGO insurance companies in Krasnodar

In the list of the largest insurance companies, SOGAZ occupies the first place. The rating agency Expert RA assigned the organization the highest level of reliability, and in terms of the ratio of payments and claims, it significantly outperforms other participants in the rating. All these indicators indicate the financial stability of the company and act as a guarantor of its solvency. However, it was not without problems. The company is in no hurry with the calculation and often the deadlines are dragged out to indecent. They also complain that the amount of compensation does not always cover real losses, and repairs in service stations are carried out for a very long time and are not of very high quality.

VSK Insurance House provides services in all areas of insurance and has more than 200 programs for individuals and businesses. Work is carried out both directly in the offices and remotely. The company has upgraded well in terms of technology and, in the context of the pandemic, has focused on remote services. Now you can get an OSAGO or CASCO policy without any problems through your Personal Account or a mobile application. To attract customers, when ordering online, discounts are provided. In terms of fulfillment of obligations, the organization does not differ much from most insurance companies: decisions on payments are made quite quickly, but the compensation itself will have to wait a long time.

Ingosstrakh is the company with the longest work experience in the rating. For 74 years, it has been actively providing insurance services to individuals and legal entities. Based on the high ratings assigned by rating agencies, it can be concluded that the organization responsibly approaches the fulfillment of obligations and regularly pays compensation for insured events. Turning here, you can count on high-quality and fast paperwork, friendly service and reasonable prices. Clients are generally satisfied with the work of the branches, but some complain about the inconvenient schedule and the fact that employees impose additional services. After an accident, you are guaranteed to be compensated for the damage, but such issues are not resolved quickly, most likely, you will have to wait.

Compared to other companies in the rating, RESO-Garantiya stands out for a number of indicators. Everything is done for people: branches work not only on weekdays, but also on Saturdays and Sundays, prices are adequate, specialists are polite and do not impose additional services. They serve quickly, but due to the large flow of visitors, a queue still accumulates in the offices. To avoid a long wait, you can purchase an OSAGO policy remotely through your Personal Account. The organization's website works stably and errors are extremely rare. In the event of an insured event, the company's employees will promptly accept the documents and compensate for the losses with money or repairs. However, clients claim that the amount charged often does not cover the actual damage.

AlfaStrakhovanie is the most popular insurance company not only in Krasnodar, but also in Russia. At the beginning of 2021, it was assigned the maximum reliability level - ruAAA, which indicates the financial stability and success of the organization. For prices, this is one of the best options: there are discounts, promotions, and even its own bonus program. You can apply for OSAGO by phone, at the office or through your Personal Account. However, the site often experiences problems, and the staff in the branch, judging by the reviews, work slowly and reluctantly. Problems also arise with payments - customers complain that the company underestimates the amount of compensation and delays the calculation to the last.

Despite the fact that Asco-Insurance is inferior to other companies in terms of reliability, the organization has earned the trust of Krasnodar residents. Here they always meet the needs of the client and do not delay with indemnifications for insured events.Judging by the reviews, problems with the calculation generally occur quite rarely - even if you just decide to terminate the OSAGO agreement, you will receive a refund within 2-3 days, and after an accident, payment will be made as soon as possible after damage has been assessed. Unfortunately, the level of service is less impressive - customers complain that some employees allow themselves to be rude. Also, branches are open only on weekdays, which is not very convenient for most working people.

Judging by the reviews, Energogarant is one of the best insurance companies in Krasnodar. Customers praise her for her friendly service and conscientious fulfillment of obligations. Unlike many firms, here they not only talk about an individual approach, but also implement it.They select the optimal insurance conditions so that you do not have to overpay for services that are not necessary. In addition, all insured events are considered personally - this is done by a personal manager, who is appointed after the conclusion of the contract. In terms of prices, the organization is quite loyal, but you need to follow the calculation of the KBM, as sometimes there are failures in the program.

More than 1 million Russians, as well as small and medium-sized businesses, are clients of Zetta Insurance. Here you can insure a car, property, mortgage, life and health. Registration will not take much time both in the office and through the site.However, due to technical problems, it may be impossible to purchase E-OSAGO. It is also important to keep an eye on pricing - the cost is often an order of magnitude lower than in other companies, but the program sometimes incorrectly calculates the CBM. If we talk about the amount of compensation, then "Zetta" does not underestimate them and pays amounts that cover real damage. But the terms are often stretched out to obscene, so you have to be patient.

Yugoria's priority line of business is car insurance. The organization occupies 21st place in the general ranking of Russian insurers and 11th line in OSAGO. It also entered the top 10 Casco firms.Every year it concludes about two million contracts with individuals and more than 40 thousand with legal entities. Judging by the reviews, the office in Krasnodar generally justifies the high rating of the company: they provide all types of insurance, consult by phone, quickly accept and process documents. However, it was not without problems. Customers complain that some of the employees are quite rude and the Claims department is dragging its feet to the last minute.

Absolute Insurance is the best insurance company in Krasnodar according to car owners.The high rating is due primarily to the attitude towards customers. Employees are always polite and friendly, promptly solve the tasks and offer optimal insurance conditions. Unlike most companies, the work of the support service is well-established here - calls are accepted 24/7, they quickly give out the necessary information, and do not transfer endlessly to other specialists. The organization is also praised for its approach to loss settlement - employees always try to figure it out and help. Of course, deadlines are often delayed, but judging by the low proportion of lawsuits - 0.8% - the company prefers to resolve cases peacefully without trial.