№ |
Name |
Rating |
Nomination |
1 | Sovcombank Insurance | 3.33 | Favorable conditions for clients |
2 | Yugoria | 3.20 | Fast service |
3 | Absolut Insurance | 3.17 | High level of service |
4 | Agreement | 2.77 | Operational Support |
5 | RESO-Garantia | 2.70 | The best work schedule. Offices throughout the city |
6 | Energoguarantor | 2.61 | Individual insurance programs |
7 | AlphaInsurance | 2.58 | Fast insurance payouts. Most Popular Company |
8 | Ingosstrakh | 2.49 | Reliable and stable company, time-tested |
9 | VSK Insurance House | 2.19 | Quality remote service |
10 | SOGAZ | 2.18 | The best ratio of payments and claims |
OSAGO is a mandatory insurance policy, without which you cannot drive a vehicle. However, it covers a limited number of risks and in different companies you will be offered almost the same conditions. The price may vary depending on the list of additional services. When choosing a company, it is important to consider its reliability and financial stability. The data of Expert RA and the National Rating Agency will help you with this. Several dozen organizations providing insurance services operate in Krasnoyarsk. We chose the best based not only on financial performance, but also on customer feedback and quality of service.
Top 10. SOGAZ
According to statistical data, SOGAZ outperforms other companies.The organization has the highest level of reliability, satisfies the majority of customer requests and does not delay payments before the court.
- Website: sogaz.ru
- Phone number: +7 (391) 202-66-99
- Address: Krasnoyarsk, prosp. Mira, 19
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
- Founded: 1993
- Number of branches: 1
- Rating "Expert RA": ruAAA
- Payout Rate: 68%
- Claims percentage: 0.03%
- On the map
SOGAZ is the best insurance company according to experts and rating agencies. In the list of the largest companies in the country, it ranks first and satisfies most requests. Here you can insure your car, property, life and health. For each direction, the company offers individual conditions and a flexible system of discounts. Unfortunately, there is only one office in Krasnoyarsk, and it obviously cannot cope with the flow of customers - even if you make an appointment in advance, you risk waiting in line for 20 or even 40 minutes. With the settlement of losses, too, not everything goes smoothly - they are in no hurry to pay, and the amounts are often underestimated.
- Excellent indicators of reliability and stability
- Adequate rates, advantageous offers
- Polite and competent staff
- Convenient website and smartphone app
- Extensive experience in auto insurance
- One office only open five days a week
- The amount of compensation does not always cover the actual damage
- Long queues even by appointment
- No parking next to the building
- Do not get through to the office or to the general support service
Top 9. VSK Insurance House
All purchased insurances and receipts for their payment are available to you in the VSK Personal Account. Here you can renew or activate the policy, as well as report an accident online.
- Website: vsk.ru
- Phone number: 8 (800) 775-15-75
- Address: Krasnoyarsk, prosp. Mira, 7G
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
- Founded: 1992
- Number of branches: 1
- Expert RA rating: ruAA
- Payout Rate: 46.1%
- Claims percentage: 1.34%
- On the map
"Insurance House VSK" pleases with low prices and advantageous offers. With a long driving experience and accident-free driving, you can count on good discounts here. The company monitors the reputation and guarantees payments for insured events. Judging by the reviews, the compensation is quite decent, but the deadlines are often delayed. It is best to issue OSAGO remotely through the website, since in the office employees do everything quite slowly and there are always long queues, and it is almost impossible to get through by phone - neither to the office nor on the hotline. In addition, the branch is open only on weekdays, and the service time coincides with the schedule of most working residents of the city.
- Polite and competent staff
- Low prices, discounts for accident-free driving
- Worthy compensation
- Easy to apply for E-OSAGO online
- Guaranteed damages
- Have to take time off to make it to the only office
- No parking
- There are big queues
- Difficult to get help on the hotline - constantly redirected to other specialists
- Do not rush to calculate
Top 8. Ingosstrakh
Ingosstrakh has been operating since 1947 and during this time it has become a large organization where you will receive any assistance with insurance. The company has been assigned the maximum level of reliability, which is the guarantor of payments and execution of all clauses of the insurance contract.
- Website: ingos.ru
- Phone number: +7 (391) 255-70-73
- Address: Krasnoyarsk, st. 78th Volunteer Brigade, 11
- Working hours: Mon-Fri 09:00–18:00
- Founded: 1947
- Number of branches: 8
- Rating "Expert RA": ruAAA
- Payout Rate: 48.6%
- Claims percentage: 0.15%
- On the map
In terms of financial performance, Ingosstrakh is recognized as one of the leaders in the domestic insurance market. Over 74 years of operation, the organization has become the largest company in Russia with a developed regional network. Turning here, you can be sure of the quality of services and decent compensation for losses. The policy will be issued fairly quickly both in person and remotely. Unfortunately, the speed of consideration of applications for accidents is much less impressive - sometimes the process stretches for several months. It is also upsetting that the level of service depends on the office and in some branches you can simply be rude and spoil your mood.
- Eight branches in the city
- Operates since 1947 — refined algorithms, reliability, stability
- Fast clearance
- 24/7 support
- Fulfillment of all clauses of the insurance contract
- Unstable level of service - the friendliness of employees depends on the office
- There are failures in the program that do not allow you to issue a policy
- Offer additional services
- Long consideration of applications
- Have to take a day off to get to a specialist
Top 7. AlphaInsurance
The company makes decisions on insured events within 5-7 days. The answers are mostly positive and the client receives money or a referral for repairs.
The organization ranks third in the list of the largest insurance companies. More than 31 million people and over 99 thousand enterprises are already clients of the AlfaStrakhovanie Group.
- Site: alfastrah.ru
- Phone number: +7 (391) 205-40-00
- Address: Krasnoyarsk, st. Partizana Zheleznyaka, 44B
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–17:00
- Founded: 1992
- Number of branches: 9
- Rating "Expert RA": ruAAA
- Payout Rate: 54.2%
- Claims percentage: 0.11%
- On the map
At the beginning of 2021, the Expert RA agency assigned AlfaStrakhovanie the maximum reliability level - ruAAA. This is important, since financial stability during a crisis acts as a guarantor of solvency. With the fulfillment of obligations, they do not delay and consider applications for insured events within 5-7 days. You can apply for OSAGO in any convenient way: online, by phone or in the office. However, each option has disadvantages: the site often gives errors, it is almost impossible to get through to the hotline, and you can sit in line for several hours at the department, as employees do not work very quickly.
- High level of reliability and financial stability
- Many branches
- Over 200 insurance products
- You can apply for OSAGO in any convenient way: online, by phone, in the office
- Quick response in the event of an insured event
- Inconvenient reception schedule
- Difficulty reaching both the office and the hotline
- There are often long queues
- Technical problems on the site prevent you from issuing an E-OSAGO
Top 6. Energoguarantor
Energogarant offers personal programs for optimal insurance coverage. Here you can choose the best option and not overpay for services that are not necessary.
- Website: energogarant.ru
- Phone number: +7 (391) 276-62-09
- Address: Krasnoyarsk, st. Mate Zalka, 19
- Working hours: Mon-Fri 09:00–18:00
- Founded: 1992
- Number of branches: 1
- Expert RA rating: ruAA-
- Payout Rate: 48.9%
- Claims percentage: 0.94%
- On the map
After concluding an insurance contract with Energogarant, a personal manager works with you. He deals with all issues and settlement after an accident. In addition, all the necessary information can be obtained remotely in your personal account. Through it, it is easy to manage your insurance, issue a new policy or declare an insured event. Each client is offered individual conditions, without the imposition of additional services. The company recovers losses fairly quickly, which is a big plus. But the level of service is lame - many complain that some employees allow themselves to be rude, avoid communication, refuse to provide services for unknown reasons, and often in a rude manner.
- Individual insurance programs
- Personal manager
- Payouts as soon as possible
- Repair in service centers in the direction, or in the service station of your choice
- Low prices
- One office open only on weekdays
- Minimal communication between managers and clients
- Service leaves much to be desired
- Can be denied for unknown reasons
- Support is slow to respond to inquiries
Top 5. RESO-Garantia
Unlike other companies, RESO-Garantiya works on Saturdays and Sundays. In addition, you can get to a specialist during the week, as the main office is open until 20:00.
There are 19 branches of RESO-Garantia in Krasnoyarsk. This means that you do not have to drive across the city to insure a car - just contact the nearest branch.
- Website: reso.ru
- Phone number: +7 (391) 226-88-05
- Address: Krasnoyarsk, st. Baturina, 5A
- Working hours: Mon-Fri 09:30–20:00; Sat 10:00–18:00; Sun 10:00–16:00
- Founded: 1991
- Number of branches: 19
- Expert RA rating: ruAA+
- Payout Rate: 49%
- Claims percentage: 0.29%
- On the map
Products and services of RESO-Garantia are used by about 11 million customers, including organizations and individuals. The company has earned popularity due to the high level of service and stable payments. The priority area of activity is auto insurance: CASCO, OSAGO, as well as DGO, so when you apply here, you can count on high-quality registration and a quick decision on an insured event. In addition, the company offers useful additional services: “emergency commissioner”, “technical assistance on the road”, “ambulance”. Unfortunately, due to the high demand, there are often queues in the branches, and they simply do not have time to answer calls.
- Consultations of specialists in the event of an insured event 24 hours a day
- Many branches throughout the city, open on weekends
- A convenient site where OSAGO is easy to issue in 5 minutes
- Tow truck discount
- Good car insurance rates
- Difficulty reaching offices
- Long lines
See also:
Top 4. Agreement
"Consent" pleases with a high level of service and prompt consideration of requests. When contacting through the site, a specialist will respond within an hour.
- Website: soglasie.ru
- Phone number: +7 (391) 223-03-31
- Address: Krasnoyarsk, st. Alekseeva, 113
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
- Founded: 1993
- Number of branches: 3
- Expert RA rating: ruA-
- Payout Rate: 51.7%
- Claims percentage: 2.20%
- On the map
Insurance company "Consent" attracts customers with excellent service and reasonable prices. The staff are friendly and don't push extras. Of course, they do not work very quickly, which is why queues constantly accumulate in the branches. In this regard, it is better to issue a policy remotely, however, many complain that the site periodically gives errors and incorrectly displays the data. According to statistics, in most cases the organization pays out insurance funds, but the amount is often lower than expected and does not cover the real damage. Also, in order to receive money or a referral for repairs, you will have to be patient.
- Online support service on the site - response within an hour
- Online claim settlement
- Friendly and competent staff
- Do not impose additional services
- Reasonable prices, favorable conditions for regular customers
- Pulling with the fulfillment of obligations
- Hours of work are the same as most working people
- Slow checkout in the office, queues, not answering calls
- The site often gives errors
- Compensation does not always cover losses
See also:
Top 3. Absolut Insurance
Absolute Insurance knows that each client needs to find an individual approach. Employees comprehensively solve problems, quickly draw up documents, politely answer questions and offer personal discounts.
- Website: absolutins.ru
- Phone number: +7 (391) 296-69-65
- Address: Krasnoyarsk, st. Dubrovinsky, 110
- Working hours: Mon-Thu 09:00–18:00; Fri 09:00–16:45
- Founded: 1992
- Number of branches: 1
- Expert RA rating: ruA+
- Payout Rate: 33.4%
- Claims percentage: 0.8%
- On the map
"Absolut Insurance" is famous for the level of service. The individual approach is fully realized: employees communicate politely, quickly do their job, and do not impose additional services. A flexible system of discounts allows you to save a lot. After an accident, you will receive a decent compensation in money or repairs. Of course, like other insurance companies, the organization is in no hurry to fulfill its obligations and often delays payments. It is also inconvenient that there is only one office in the city, and it only works on weekdays, so you have to take time off from work in order to be in time for a specialist.
- Acceptable rates, discounts
- Friendly staff
- Operational paperwork
- Comprehensive protection in all situations
- Customer support 24 hours a day 7 days a week
- One branch
- Inconvenient work schedule
- Not in a hurry to settle losses
See also:
Top 2. Yugoria
Employees of "Ugoria" know their business and quickly resolve any issues. There are practically no queues in the office, since paperwork or any other insurance action does not take much time. According to customer reviews, you can get an OSAGO policy here in 10-15 minutes.
- Site: ugsk.ru
- Phone number: +7 (391) 206-84-28
- Address: Krasnoyarsk, st. Mikhail Godenko, 7
- Working hours: Mon-Fri 09:00–18:00
- Founded: 1997
- Number of branches: 1
- Expert RA rating: ruA
- Payout Rate: 39.2%
- Claims percentage: 0.36%
- On the map
One of Yugoria's priorities is car insurance. This is confirmed by statistics - among the partners of the company there are more than 600 leading auto holdings of the country in all regions of Russia. This specialization guarantees quality work in this area and eliminates the possibility of errors or delays even in non-standard situations. There is only one office in Krasnoyarsk, but even despite this, specialists promptly draw up documents and register applications, so there are practically no queues here.Unfortunately, the level of service still leaves much to be desired - many complain that it is impossible to get through to the branch, and some employees allow themselves to be rude to customers.
- Specializing in auto insurance
- When calculating the cost, reducing and increasing coefficients are taken into account
- Adequate prices
- Virtually no queues, fast service
- A convenient site where it is easy to issue an E-OSAGO
- One branch with inconvenient working hours
- The office does not answer calls
- The transferred amount does not always cover the actual damage
- Not the most efficient calculation
- Limping level of service
See also:
Top 1. Sovcombank Insurance
"Sovcombank Insurance" offers excellent conditions for registration of OSAGO and CASCO. A system of bonuses and discounts is provided, due to which you can save a lot on insurance.
- Website: sovcomins.ru
- Phone number: 8 (800) 100-21-00
- Address: Krasnoyarsk, st. Urvantseva, 7
- Working hours: Mon-Fri 09:00–17:00
- Founded: 1990
- Number of branches: 1
- Expert RA rating: ruA+
- Payout Rate: 48.8%
- Claims percentage: 0.07%
- On the map
Sovcombank Insurance is the best company in Krasnoyarsk, according to car owners. Here you can apply for OSAGO, CASCO, MiniCASCO, MicroCASCO and Green Card. At the same time, it is not necessary to take time off from work and go to the office, as this is easy to do through the website or by phone.The organization pleases with low prices and a flexible system of discounts - according to customer reviews, the cost of the policy as a result is lower than in other companies. There are no problems with payments either - the calculation is quite fast and in full. However, some complain that they may refuse to issue or renew insurance for unknown reasons. It is also disappointing that the level of service is not always up to par and the politeness of employees is a fickle phenomenon.
- Large selection of auto insurance programs
- 24/7 customer support
- Low prices, flexible system of discounts, bonuses
- Prompt settlement of insurance
- It is easy to issue a policy remotely: online or by phone
- Can be denied for unknown reasons
- Not always friendly service
- One office open only on weekdays
See also: